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Another finding of the report is that property sellers this year are more likely to be prepared to negotiate the price than they were last year, and that on average buyers are able to secure a 5 percent reduction in the original asking price. Who pays the property taxes needs to be worked out between the homeowner and investor. In addition, when considering refinancing, you need look at the interest rate of the existing mortgage, the interest rate of the new mortgage, the cost of refinancing, your current income and credit status as well as how much equity you've built up in your home.
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